Blog - Which Health Fund Is Right For Me?

Which Health Fund Is Right For Me?

Which health fund do I choose?

What am I covered for?

How can I compare health funds?

These are all very important questions and not easily answered either.  It seems that the way the health funds have structured their information has been done to deliberately confuse their potential clients.  It is not easy to compare one fund to the other and can get very confusing very quickly!

Several of our patients thought there were covered for spinal surgery and discovered that their fund had changed their coverage without them realising.

It is definitely worth shopping around and doing your research.

Beware of the websites claiming to compare funds.  If you look at those websites and see the list of funds they are actually comparing it is usually only a small section of the market.  They aren't actually comparing all of the funds so you aren't really getting a good cross-section of what is actually out there.

A lot of the funds will now tailor your cover to suit you instead of you having to pay for a lot of things that you will probably never claim for.  The best thing to do is work out what is important for you and your family (whether it's a heart bypass, a spinal fusion or a knee replacement etc) and what you definitely want to be covered for and then go to each fund and get a quote to be covered for those things.

If you are thinking you are likely to need spinal surgery (eg spinal fusion, fenestration for partial discectomy, anterior cervical discectomy and fusion, posterior lumbar interbody fusion and postero lateral fusion, microendoscopic discectomy etc) in the future it is a really good idea to go to your fund and check that you are covered.  If you upgrade your cover to include spinal surgery it will be a 12 month wait until you will be able to use your cover. 

Our friendly staff are always here to answer any questions that we can as well.

Our Locations

Sydney

Tel (02) 4228 0460
5 Lord Street
Roseville NSW 2069

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Wollongong

Tel (02) 4228 0460
Level 5, 85 Smith Street
Wollongong NSW 2500

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Bowral

Tel (02) 4228 0460
21 St Judes Street
Bowral NSW 2576

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Goulburn

Tel (02) 4228 0460
5 Fenwick Crescent
Goulburn NSW 2580

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Recent Blog Posts

Investigations

Investigations

It's important to have the right investigations to diagnose exactly what your problem is.  Each different investigation has a specific purpose and is to either rule out or confirm a diagnosis.  The various investigations that we use to determine a problem in the spine are set out below.

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Where is my pain coming from?

Where is my pain coming from?

If a spinal condition is associated with a pinched nerve the pain often radiates into other areas of the body.  A Neurosurgeon can often diagnose a spinal condition based on where the pain is going to more so than where the problem is actually originating.

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Mindfulness - What's it all About?

Mindfulness - What's it all About?

Mindfulness, mindfulness, mindfulness.  I keep seeing this word.  I thought it was time I had a look into it.Mindfulness is just what it sounds like.  Being more self-aware and living in the moment.  The practice of mindfulness is being fully aware of your surroundings and quieting all the noise and just focusing on what is happening right then.

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2017 Christmas Wrap Up!

2017 Christmas Wrap Up!

2017 has been an exciting year in Dr Moloney's office.

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Illawarra Mercury Article - Wollongong Private Hospital Neurosurgery 6-12-17

Illawarra Mercury Article - Wollongong Private Hospital Neurosurgery 6-12-17

Dr Moloney was interviewed for an article in the Illawarra Mercury regarding the great technology being utilised for spinal surgery at Wollongong Private Hospital.  Some interesting insight into back pain and spinal surgery.

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MRI Scans - What You Need To Know

MRI Scans - What You Need To Know

What is an MRI Scan?MRI stands for Magnetic Resonance Imaging.  Without getting too technical this means that the MRI machine uses strong magnetic fields and radio waves to create detailed images of tissues in the body.

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Workers Compensation Patients - Timely Treatment

Workers Compensation Patients - Timely Treatment

A frustrating part of the workers compensation process can be how long things take to be approved before a patient can obtain treatment.  The following guidelines show you the time frames that you are able to obtain certain treatments without having to have a specific workers compensation approval.

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Avoiding Spinal Surgery

Avoiding Spinal Surgery

Dr Moloney has seen a lot of patients with painful backs that have gone on to have spinal surgery.  More often than not he advises his patients to lose weight and do some core strengthening exercises.  If you have a strong core you have a lot less strain on your spine and it helps considerably with back pain.

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Opiates - The Blurry Line Between Pain Relief and Addiction

Opiates - The Blurry Line Between Pain Relief and Addiction

Many of the patients who come to see Dr Moloney have been taking opiate medication for a period of time before we see them.  Opiates commonly prescribed for pain in Australia include Endone, Targin to name just a few.

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Dr Google Vs Specialist Spine Surgeon

Dr Google Vs Specialist Spine Surgeon

You’ve hurt your back and you just want to know how bad is it?  So it’s straight to Dr Google you go.  We all do it.  It’s just so easy these days but how accurate is Dr Google?  I think sometimes you can get a bit of an idea of what is going on by comparing notes with other people online.  It’s basically hit and miss though.What Dr Google doesn’t do is ask you the questions about your back pain that to you and me seem not that important and perhaps irrelevant to your problem.  To a specialist spinal surgeon who know exactly what they are looking for it's another story.  If they are good they have probably worked out exactly what the problem is before you get to the end of your story.

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